Frequently Asked Questions

No, I do not. I am not not licensed to sell securities nor registered to be an investment advisor. I provide financial planning and coaching services, including financial advisor assessments, retirement-readiness analyses, and IRA reviews. I may recommend various mutual funds and firms but I receive no direct nor indirect compensation from any organization. In addition, I offer workshops on various financial literacy topics to groups.
All of my financial planning services are provided on an affordable fixed price basis, at a rate of $300 per three months of unlimited financial planning guidance. A full year retainer is $1,000. You also have the option of a single-session consultation for $100. Contact me to discuss my pricing options.
I'm committed to serving middle-income consumers who are not well-served by most traditional financial services firms. I minimize my overhead to provide these services at a lower cost. I also offer all of my services on a fixed price basis so clients are very clear on the cost. Most importantly, my mission is to level the playing field between Wall Street firms and Main Street clients so I want to make these services accessible to more people.
No. I will provide the guidance and coaching you need. For most people, financial planning is not something they want to do to excess so I'm not concerned about clients "over-consuming" my services.
Generally, I work with electronic documents. After any client engagement is completed, documents files are deleted. However, I retain any notes I took and a copy of any client deliverables in case of follow-up questions or requests.
Yes. If you are unsatisfied with the quality of any of my services, there will be no charge.
The service is fully described here.
No. I recommend including this step but it is not required. Some clients do not want to inform their advisor of this assessment and if that is the case, I will not do so.
Yes, I guarantee it. Most advisors charge their clients high — and well-hidden — fees. I identify all these fees and once they are clear, you can usually negotiate a lower (and fairer) fee structure. A typical client may see a reduction in total fees and expenses of as much as half of what they were paying. If you desire, I can assist you with negotiating a new fee structure with your advisor. However, if your fees are already so low such that I am unable to lower them, there is no charge for the assessment so you are not taking any risk.
It is a fixed fee of $500, payable after the assessment is complete and you are satisfied with the service. It includes 60 days of follow-up and financial planning guidance. The service is provided free of charge if I'm unable to lower your investment fees.
The service is fully described here.
It is a fixed fee of $500, payable after the analysis is complete and you are satisfied with the service. It includes 60 days of follow-up and financial planning guidance.
Yes, I create and present customized workshops and classes on a range of personal finance topics to students, adult education learners, unions, and corporate employee groups. I have delivered workshops to diverse groups who range from Ivy League MBA students to inmates in correctional facilities and many other audiences.

You can learn more here about the workshops I offer.