Investment Strategy Review
Clients are often looking for guidance to rationalize their investments and ensure their funds are invested in the most optimal and efficient manner across three dimensions – taxes, fees, and balancing the risk/return trade-offs through the appropriate asset allocation.
I review all of your investment accounts and provide an unbiased assessment and a strategy to go forward. This includes specific and actionable recommendations such as:
- Determining your optimal asset allocation, given your risk profile, income, net worth, and financial goals
- Selecting of investment assets to ensure you are maximizing returns, minimizing risks, minimizing expenses, and minimizing taxes
- Investing in your 401K, including whether pre-tax or Roth is a better option
- Consolidating various retirement accounts
- Converting pre-tax retirement accounts into Roth IRAs and the pace at which to do this
- Investing additional savings if you’ve maximized contributions to your retirement plan(s), including 529 college savings and health care HSAs
- Participating in your employer’s ESPP (employee stock purchase plan) and stock option plan if you have one
You will have a clear understanding about your investment strategy and a roadmap to move forward.
The fee for this service is $400 and includes 90 days of follow-up and financial planning guidance.