Creating good personal finance habits in our children is challenging. They probably won’t appreciate your guidance now, but years later they may look back fondly on your […]
All posts tagged: Roth IRA
The Best Way to Save is a Health Savings Account
What is the most tax-efficient way to save money? A good guess would be a Roth IRA. That’s hard to beat, but if you qualify, a Health […]
Ode To A Roth Retirement
For most people in most situations, a Roth retirement account is better than a pre-tax 401K or IRA, but keep in mind that either is better than […]
Go On A Target-Date
When investing, you should: optimize the risk/return trade-off diversify minimize effort minimize cost
Understanding Adjusted Gross Income
Adjusted gross income (AGI) is an important number to understand on your tax return. Why? Your eligibility, cost, or subsidy for many programs is determined by it.
There Is Only One Effective Strategy To Consistently Save Money
Do you want to save more and spend less? When it comes to saving money, passive is the new active.
What are the differences between IRAs and 401Ks?
IRAs and 401Ks are similar in many ways but have important differences that can be confusing. And, it’s not just IRAs versus 401Ks but there are distinctions […]
Don’t Spend That Cash Windfall!
If you are among the fortunate who find themselves with a cash windfall, perhaps from a work bonus or a tax refund, you have three choices on […]
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