Interest rates on bonds and mortgages remain low. This is not good news if you rely on the interest income from your savings but it’s great news […]
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Is now a good time to panic?
After the stock market turbulence of 2020, it’s understandable to ask if now is a good time to panic, but there’s no wholly satisfying answer. I don’t […]
How To Evaluate Your 401K Plan
Not all 401K plans are created equally. To assess your employer’s plan, consider these four dimensions: 1. What are the investment options? For most people, the best […]
ETFs versus Mutual Funds
Have you’ve been thinking, “Jeez, I really wish I knew what an ETF was.” Are you wondering if you should be investing in them instead of mutual […]
Understanding Adjusted Gross Income
Adjusted gross income (AGI) is an important number to understand on your tax return. Why? Your eligibility, cost, or subsidy for many programs is determined by it.
Potential Changes To Your Retirement Planning
You may have heard that Congress recently passed the SECURE Act which makes some changes to retirement accounts. More likely, you have no idea what I’m talking […]
2019: A Good Year For… Stocks And Bonds
Stocks and bonds generated near-record returns in 2019 — 31% for US stocks and 21% for long-term bonds. If your IRA or 401K was not up a […]
Investing Your Funds At Vanguard
Vanguard is the 800 pound gorilla of the mutual fund industry. They are the largest firm and manage ~$6 trillion (yes, with a “t”) of mutual fund […]
What To Do With Your 401K When You Leave Your Employer
When you leave an employer, you generally have four options for your 401K:
Don’t Climb the CD Ladder
Certificates of deposit (CDs) are the default investment option for many people’s savings. However, they’re rarely your best choice. Yes, they are essentially riskless investments but you […]
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