As I write this note in mid-October of 2022, the US stock market is down 25% year-to-date and the bond market* is down 15%. To add to […]
As I write this note in mid-October of 2022, the US stock market is down 25% year-to-date and the bond market* is down 15%. To add to […]
We’re not halfway through 2022 and the bond market has sustained historic losses. Year-to-date, your bond investments are down somewhere between 10 and 20%, depending on whether […]
Given the state of the world and the associated stock market volatility, it’s understandable to wonder if now is a good time to panic. There’s no good […]
During our working years, we’re trying to consistently save money and grow our net worth. This nest egg funds emergency spending, other big purchases along the way […]
For many years, I’ve been a client of Vanguard and broadly advocated their services to others. Some may have even thought I was a shill for them […]
How did the investment markets perform in 2021? Briefly, it was a very good year for the stock market but not so good for bonds. Stocks For […]
A correspondent asked: I plan to retire in a couple of years and the current state of the world and stock market is scaring me. Should I […]
For most people in most situations, a Roth retirement account is better than a pre-tax 401K or IRA, but keep in mind that either is better than […]
You may have noticed that the stock and bond markets have both significantly declined in value in 2022. No one likes to see their investments go down […]
What is the most effective way to spend less and save more? Using a budget and tracking your monthly spending is the best approach.
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