All posts by Jimmy

Are you thinking about refinancing your mortgage? You probably should as interest rates have never been this low. If so, consider these 6 questions:

This is the most frequent question that I’m asked — why is the stock market so damn high* while the economy is in a deep recession with […]

Clients and students may know that I’ve strongly advocated use of Vanguard mutual funds, particularly given their low cost and broad selection of index fund options.

Consumer banking is a commodity service with little that distinguishes one from another. They all have FDIC insurance, ATMs, online bill payment, etc.

If you’re of a certain age (60s+) and income (higher), you may be aware of Medicare’s Income-Related Monthly Adjustment Amount (IRMAA); more likely, you don’t know what […]

My clients and students demonstrate a range of personal finance behaviors – from stellar, to clever, to needs improvement. Here’s my list of DOs and DON’Ts to […]

Financial advisors don’t work for free and their compensation model is cleverly designed for their benefit, rather than yours.

Are you considering graduate school? A graduate school education has significantly different loan dynamics from undergraduate and you should be well-informed before you begin to borrow.

We all have views on the events that have unfolded recently; I’ll share mine.

As with many professional services such as lawyers, doctors, plumbers, and car mechanics, financial advisors provide expertise that their clients don’t have. Unlike those services, it can […]