The traditional financial advisor compensation model may be slowly but surely meeting its demise. The pressure started years ago with low-cost index funds, then ETFs, target date […]
What is the best strategy to save more and spend less? When it comes to saving money, passive is the new active.
For most people in most situations, Roth contributions are better than a pre-tax 401K or IRA, but keep in mind that either is better than not contributing […]
Generally, it’s not a good idea to borrow from your 401K but there are certain circumstances in which it can make sense. Before I explain, here are […]
What is dollar cost averaging? It just means investing your money over a period of time, rather than in a lump sum all at once. It does […]
I grow old… I grow old…I shall wear the bottoms of my trousers rolled. If you’re of a certain age, besides reading The Lovesong of J Alfred […]
Achieving financial independence is a process for young adults. For those of you in the midst of building this foundation, focus on three goals: manage your spending […]
Should you use debit or credit cards for your everyday spending? The answer, like many personal finance questions, depends on your personality and your financial situation. Let’s […]
There is a lot to absorb about college financial aid and student loans but it is better to understand this before you make potentially lifelong commitments to […]
As the stock market gyrates and your 401K balance swing to and fro, we’re all re-learning that our investments can go down as well as up and […]