All posts by Jimmy

It’s a new year and maybe you’ve resolved to save more money. If so, here’s my list of the 8 or 9 best ways to do it […]

My clients and students demonstrate a range of personal finance behaviors – from stellar, to clever, to needing improvement. Here’s my list of DOs and DON’Ts to […]

You may have heard of a Roth IRA conversion and are wondering (a) what it is and (b) if you should do it.

You want to donate some money to charity? I’ll suggest the most tax-efficient and flexible way to do so.

Bonds don’t offer much of a return these days. And, their “real return” (i.e., net of inflation) is negative. That doesn’t sound like a great deal. Should they be […]

You’ve made it to retirement and now need to draw down your savings after a lifetime of building them up. As you begin to spend these funds, […]

What should you expect for future investment returns? If you knew, it would greatly simplify your retirement planning. Unfortunately, when it comes to the future, there’s no […]

The news that Trump pays no federal income tax will surprise no one. Absent tax fraud, I don’t know any way to cut your taxes as low […]

Do you own some stocks and bonds in your portfolio? Regular readers may know that I discourage investing in individual stocks and bonds as the lack of diversification […]