Spending and saving are flips sides of the same coin. So, by definition, what you don’t spend, you save.
All posts tagged: prime
Ode To A Roth Retirement
For most people in most situations, a Roth retirement account is better than a pre-tax 401K or IRA, but keep in mind that either is better than […]
The Risky Business of Investing in Stocks and Bonds
Everyone wants the upside gains of investing in stocks but without the risks of doing so. That’s understandable but not how it works. In this note, I’ll […]
Are you in the 4%?
You may have heard about the 4% rule for retirement spending. It’s a simple but imperfect guide to how much you can safely spend each year during […]
2019: A Good Year For… Stocks And Bonds
Stocks and bonds generated near-record returns in 2019 — 31% for US stocks and 21% for long-term bonds. If your IRA or 401K was not up a […]
There Is Only One Effective Strategy To Consistently Save Money
Do you want to save more and spend less? When it comes to saving money, passive is the new active.
Are you struggling to make ends meet?
Getting your finances back on track can be a lonely and frightening journey. I’ll share my approach when working with clients in this situation.
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