For most people in most situations, a Roth retirement account is better than a pre-tax 401K or IRA, but keep in mind that either is better than […]
All posts tagged: 401K
Go On A Target-Date
When investing, you should: optimize the risk/return trade-off diversify minimize effort minimize cost
Should you invest using dollar cost averaging?
I’m frequently asked if you should invest all your money now or do it slowly over a period of time?
How To Evaluate Your 401K Plan
Not all 401K plans are created equally. To assess your employer’s plan, consider these four dimensions: 1. What are the investment options? For most people, the best […]
What To Do With Your 401K When You Leave Your Employer
When you leave an employer, you generally have four options for your 401K:
There Is Only One Effective Strategy To Consistently Save Money
Do you want to save more and spend less? When it comes to saving money, passive is the new active.
What are the differences between IRAs and 401Ks?
IRAs and 401Ks are similar in many ways but have important differences that can be confusing. And, it’s not just IRAs versus 401Ks but there are distinctions […]
Should you borrow from your 401K?
Generally, it’s not a good idea to borrow from your 401K but there are certain circumstances in which it can make sense. Before I explain, here are […]
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