Clients are often looking for guidance to rationalize their investments and ensure their funds are invested in the most optimal and efficient manner across three dimensions – taxes, fees, and balancing the risk/return trade-offs through the appropriate asset allocation.

I review all of your investment accounts and provide an unbiased assessment and a strategy to go forward. This includes specific and actionable recommendations such as:

• Determining your optimal asset allocation, given your risk profile, income, net worth, and financial goals
• Selecting of investment assets to ensure you are maximizing returns, minimizing risks, minimizing expenses, and minimizing taxes
• Investing in your 401K, including whether pre-tax or Roth is a better option
• Consolidating various retirement accounts
• Converting pre-tax retirement accounts into Roth IRAs and the pace at which to do this
• Investing additional savings if you’ve maximized contributions to your retirement plan(s), including 529 college savings and health care HSAs
• Participating in your employer’s ESPP (employee stock purchase plan) and stock option plan if you have one
• Assessing the approach and fees of your financial advisor, if you current engage one

You will have a clear understanding about your investment strategy and a roadmap to move forward. You can get a sense of my investing philosophy and approach here.

The fee for this service is $500 and includes three months of follow-up and financial planning guidance.

Questions?  Get in touch