I offer a review of all of your retirement investment accounts– IRA, 401K, 403B – that is understandable, unbiased, and trustworthy.
I will make specific recommendations regarding:
- The appropriate asset allocation and selection of low-cost mutual funds for your retirement portfolio
- Rolling over 401Ks into IRAs and consolidating multiple IRAs
- If you should convert Traditional accounts into Roth IRAs and the pace at which to do this
- The order in which to spend down Roth, traditional, and taxable accounts
- Your optimal RMD (“required minimum distributions”) strategy for your traditional IRA(s)
- If an annuity should be purchased from within your IRA (i.e., a “QLAC”)
The result of this review is that you will have a clear understanding about your retirement investment strategy and a roadmap to move forward.
The fee for this service is $300 and includes 90 days of follow-up and financial planning guidance. I do not receive compensation or incentives from other sources.
If you’d like help reviewing your retirement accounts, get in touch.