IRA Review

I offer a review of all of your retirement investment accounts– IRA, 401K, 403B – that is understandable, affordable, unbiased, and trustworthy.

I will make specific recommendations regarding:

  • The appropriate asset allocation and selection of low-cost mutual funds for your retirement portfolio
  • Rolling over 401Ks into IRAs and consolidating multiple IRAs
  • If you should convert Traditional accounts into Roth IRAs and the pace at which to do this
  • The order in which to spend down Roth, traditional, and taxable accounts
  • Your optimal RMD (“required minimum distributions”) strategy for your traditional IRA(s)
  • If an annuity should be purchased from within your IRA (i.e., a “QLAC”)

The result of this review is that you will have a clear understanding about your retirement investment strategy and a roadmap to move forward.

The fee for this service is $250. If you obtain either a Retirement-Readiness or a Financial Advisor Assessment, this IRA Review is included for no additional fee. I do not receive compensation or incentives from other sources.

Do you need help reviewing your retirement accounts? Get in touch.